All-In vs Split Pricing

Some programmes bundle everything into one monthly figure. Others charge a programme fee and bill medication separately. The two cannot be compared without unpicking them.

Direct answer

Some programmes bundle everything into one monthly figure. Others charge a programme fee and bill medication separately. The two cannot be compared without unpicking them.

Across the 17 programmes we price, all-in cost runs from $133 a month at the starter dose, with the cheapest first year at about $2,580 (NexLife, $215 a month at a 10 mg maintenance dose). Every figure on this page is on that same all-in basis.

Price basis

All-in monthly cost = medication + any recurring fee, at a named dose, before tax and before prepaid discounts. Captured 2026-08-05. How we verify a price.

How each programme structures its charges. Captured 2026-08-05.
ProgrammeStructureAll-in at 10 mgWhat is billed separatelyEvidence
Amble Healthall-in$300one monthly figure covers medication and servicethird-party figure
Fifty 410all-inone monthly figure covers medication and service✓ verified at source
Foundall-in$398one monthly figure covers medication and servicethird-party figure
Henry Medsall-in$509one monthly figure covers medication and servicethird-party figure
Join Fridaysall-in$249one monthly figure covers medication and servicethird-party figure
MEDViall-in$399one monthly figure covers medication and service✓ verified at source
NexLifeall-in$215one monthly figure covers medication and service✓ verified at source
OrderlyMedsall-inone monthly figure covers medication and serviceno price published
Remedy Medsall-in$399one monthly figure covers medication and servicethird-party figure
ShedRxall-in$289one monthly figure covers medication and service✓ verified at source
SkinnyRxall-in$299one monthly figure covers medication and service✓ verified at source
TrimRxall-in$349one monthly figure covers medication and service✓ verified at source
Yucca Healthall-in$258one monthly figure covers medication and service✓ verified at source
Calibrateunknownno price published
Hims & Hersunknownno price published
Noom Medunknownno price published
Ro Bodyunknownno price published
WeightWatchers Clinicunknownno price published
Edensplit$408Membership auto-renews separately from medication.✓ verified at source
Form HealthsplitProgramme fee covers clinical services; medication billed separately, often through insurance.no price published
IVIM Healthsplit$278Mandatory membership billed separately from medication.✓ verified at source
Lavender Sky Healthsplit$352$25/month treatment plan fee charged on top of medication.✓ verified at source
LifeMDsplit$548Membership billed separately from medication.third-party figure
Mochi Healthsplit$278Membership billed separately from medication.✓ verified at source
PlushCaresplitMembership covers the visit; medication billed separately.no price published
Sesame CaresplitMarketplace visit fee; medication billed separately.no price published
Big Easy Weight Lossunknownno price published
Emerge Weight Lossunknownno price published
Gimme Careunknownno price published
Goby Medsunknownno price published
Riftunknownno price published
Trilliumunknownno price published

What escalating the dose does to your bill

$154$241$327$413$5002.5 mg5 mg7.5 mg10 mg12.5 mg15 mgNexLife (flat)Lavender Sky Health (dose-scaled)
A flat programme is a straight line. A dose-scaled programme climbs with your prescription — and the climb lands exactly when the dose starts working.

Two structures that cannot be compared directly

All-in pricing bundles medication, the clinical service and usually shipping into one monthly figure. 13 of the programmes we track work this way, and the number they advertise is broadly the number you pay.

Split pricing charges a programme or membership fee for clinical services and bills medication separately — sometimes through your insurance, sometimes as an additional cash cost. 8 programmes work this way. The advertised figure is the fee, not the cost of treatment.

Comparing an all-in figure against a split fee is the single most misleading thing a pricing table can do, and most published tables do it.

When split pricing is cheaper, and when it is a trap

Split pricing wins decisively when your insurance covers the medication: you pay a modest programme fee and a copay, and the total can fall well below any cash-pay all-in figure. It is the right structure for anyone with a covered indication.

It is a trap when coverage fails. The programme fee continues, the medication arrives at cash price on top, and the combined total can exceed every all-in programme in the market. The question to settle before enrolling is not which is cheaper in the abstract but whether your plan will actually pay.

The commitment layer on top

Some split-pricing programmes add a term. A reported one-year commitment is a hidden cost that never appears in a headline fee, because it converts a monthly decision into an annual one before you know whether the medication suits you.

Ask two things: what is the total in month six including medication, and what happens if I stop in month three.

How we handle this in our tables

Every all-in figure on this site includes medication plus any mandatory recurring fee. Where a programme uses split pricing and does not publish a medication cost we can capture, we publish no all-in figure rather than adding a fee to an unknown. That is why some rows here show a structure and no price: the honest answer is that the total depends on your coverage.

What to ask before you enrol

One question does most of the work: what will I pay in total in month six at 10 mg, including every fee? A programme that answers in one sentence has flat, all-inclusive pricing. A programme that needs three sentences has a structure worth reading carefully. A programme that cannot answer has told you something.

Then four more: which pharmacy fills the prescription, is the prescriber licensed in my state, does the quoted rate hold at renewal, and what is refundable before shipment.

Where these numbers come from

One dataset, captured 2026-08-05, with a verification status on every record. Prices we read at the provider are tagged as such; figures taken from third-party round-ups are tagged separately and treated as indicative. Where sources disagree we show the conflict rather than choosing. The whole file is downloadable.

Why this distinction changes what you pay

Every structural difference in this market resolves into money at a maintenance dose. Whether a programme charges a membership, whether it reprices with the dose, whether it demands a term, and whether it bundles or splits its charges together account for most of the gap between the cheapest tracked first year at $2,580 and the most expensive.

None of those differences is visible in an advertised headline figure, which is the reason this site exists in the form it does.

How to act on it this week

Price the dose you expect to maintain on rather than the starter dose. Add every recurring fee. Ask whether the quoted rate holds at renewal. Establish who compounds the medicine. And do not enter a prepaid term until you have held a maintenance dose for a cycle.

Those five steps take under an hour and reliably beat any amount of comparison reading, because they surface the information that comparison tables omit.

How this connects to what you will actually pay

Everything in this section resolves to one number: the all-in monthly cost at the dose you end up holding. Across the 17 programmes we price, that runs from $215 at the cheapest tracked route to several times that at the most expensive, for the identical molecule from the same category of licensed pharmacy.

6 of those programmes charge a recurring platform fee on top of medication and 11 hold one price at every strength. Those two facts explain most of the spread between advertised prices and real ones.

What we could verify and what we could not

11 of 32 tracked programmes have a price we read at the provider or manufacturer. The rest carry third-party figures we have not confirmed, or publish nothing we can interpret. Every table on this site marks which is which, and the comparison matrix lets you filter to verified prices only.

Where we have checked a third-party figure against a provider's own page, it has almost always moved — and it has moved upward. Promotional first months, prepaid bundle rates and medication-only figures that exclude memberships are all published as ongoing all-in prices. Assume an unverified figure is optimistic.

The regulatory distinction that sits under all of this

Compounded tirzepatide is not FDA-approved. FDA does not review compounded preparations for safety, effectiveness or quality before they are marketed. The active molecule is the same as the branded product; the pre-market review is not, and the assurance comes instead from the pharmacy, the state board that licenses it and, at good operations, batch sterility and potency testing.

That is a legitimate framework rather than a loophole, and it is also why the price is lower. It puts more of the verification burden on the patient, which is the honest trade being made.

How this component moves the total

Across the 17 priced programmes, all-in cost at a maintenance dose spans $215 to $548. Most published comparisons explain that spread as differences in the medicine. It is not: the molecule is identical and frequently comes from the same category of licensed pharmacy.

It is overhead, clinical wrap, pharmacy sourcing and margin — plus the component this page isolates, which is invisible in a single headline figure.

The comparison this makes possible

Once each component is priced separately, two programmes with the same advertised number stop looking equivalent. 6 of 17 charge a mandatory recurring fee; 11 hold one price at every dose. A programme scoring badly on both can advertise the same figure as one scoring well on both.

That is why every table here states all-in cost at a named dose rather than a headline, and why some of our figures are higher than a programme's own homepage.

What to take from this page

One number to carry into any intake conversation: what you will pay in month six at 10 mg, including every fee. On the cheapest verified route that is $215. Anything materially below that band, from anyone, deserves the question of which of the four distortions is producing it.

Two structures

Isolating bundled against unbundled is the only way two programmes with different structures become comparable. Without it you are ranking marketing decisions rather than costs.

The spread this produces is not marginal. All-in cost at a maintenance dose runs $215 to $548 across the 17 programmes we price — for the identical molecule, frequently from the same category of licensed pharmacy. A reader comparing headline figures would conclude the market is tighter than it is, because the most aggressive fee structures advertise the lowest numbers.

The correction is unglamorous and worth more than any negotiation: price the dose you expect to hold, add every recurring charge, and compare that figure. On the cheapest verified route it is $215 a month.

What a programme's answer here reveals

A programme that can state this component in one sentence has a simple structure and usually knows it is competitive. One that needs three sentences has a structure worth reading closely — not necessarily a worse deal, but a more conditional one.

One that cannot answer before an intake has made a commercial choice: it wants your contact details and a medical history before you can compare it against anything. That is legal and common, and it is also the reason several programmes on this site carry a page explaining why we publish no figure for them.

Get the answer in writing. Almost every dispute that appears in public complaint records for this category traces back to a number that was never put in an email.

The failure mode this section is guarding against

Choosing a programme on a number that describes a different situation than yours. An entry price when you will hold maintenance. A medication figure when a membership applies. A promotional rate when you will renew. A prepaid rate when you will pay monthly.

Each of those errors is small individually and they compound in the same direction, which is why the cheapest-looking option in most published comparisons is the one most likely to be mis-stated.

Priced correctly, the cheapest verified route sits at $215 a month all-in at a maintenance dose. Anything materially below that band deserves the question of which distortion is producing it.

Why we publish the working rather than a verdict

A single recommendation is more useful to read and less useful to act on, because it hides the weighting. Two readers with different maintenance doses, different coverage and different tolerance for commitment should not receive the same answer.

So the tables carry the inputs and the rankings state their sort key. If you disagree with our weighting, take the file and weight it differently — that is what publishing it is for.

What would make this page wrong

A price change we have not captured, a programme leaving the market, or a figure we recorded from a third party that does not survive checking. All three have happened during 2026 and all three are logged when they do.

Prices here were captured 2026-08-05. Treat anything older than a month as needing a re-check against the provider's own page, which every programme record links directly.

Where all-in vs split pricing sits in the decision

Most people arrive at this market with one question — what is cheapest — and leave with a worse one, because cheapest depends on a dose nobody has chosen yet and a fee structure that is not in the advertisement.

6 of the 17 priced programmes charge a mandatory recurring fee on top of medication. 11 hold one price at every strength; the rest reprice as you climb. Those two facts reorder any ranking built on headline figures, and neither is visible without reading the terms.

The four disclosures worth insisting on

Price at the dose you will hold. The identity of the dispensing pharmacy. Whether the quoted rate survives renewal. And what is refundable before shipment.

Only 3 of 17 priced programmes publish the second, which is the one that lets you check a public state board register before injecting anything weekly. It costs a programme nothing to publish and its absence is the most reliable signal in this market.

Turning this into an email

Everything above converts into questions a programme can answer in two minutes. Anything that cannot is context rather than a check, and context does not protect you.

Send them before paying. Almost every dispute that appears in public complaint records for this category traces to a number that was never put in writing, and the programmes that reply promptly and specifically are rarely the ones patients later write about.

Primary sources

Open these rather than taking our word for it. Every one is a regulator, a trial registry, a label, an accreditor or the manufacturer.

  1. FDA — Human Drug Compounding
  2. LillyDirect
  3. FDA — Drugs@FDA approved products
  4. FTC — Health Products Compliance Guidance
  5. Medicare.gov

Next step

Compare every programme on one screen

The matrix carries all-in price at every dose, fee structure, commitment terms, pharmacy disclosure and verification status for every programme we track.

Open the comparison matrix How all-in cost is calculated

Common questions

Is all-in or split pricing cheaper?

All-in is usually cheaper without insurance. Split is usually cheaper with coverage, because the medication is billed to your plan rather than to you.

Why do some programmes show no all-in price?

Because they use split pricing and do not publish a medication cost we could capture. Adding a programme fee to an unknown medication cost would produce a number we could not defend.